3.9
22.3K reviews
100K+
Downloads
Content rating
Everyone
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About this app

With Smart Banking, you always have your bank at your fingertips. The app is user-friendly and, most of all, secure. It enables you to enter payments, create and edit standing orders or repay your credit card. The app access as well as payment signatures are protected by your PIN code, fingerprint.

Smart Banking also includes Smart Key, with which you can authorize payments and other orders entered in Online Banking, both online and offline – using push notifications online or retrieving QR codes offline. You can also easily change your credentials in Smart Key. In case you forget your credentials, you can reset them using a photo of your registered identification documents and a selfie video. The app itself will guide you through resetting your credentials.

You can do much more with the app!

• Learn about what’s going on in your account after you turn on the push notifications.
• Transactions are automatically categorized and you can see your income and expenses in the Overviews section.
• Have you lost a debit card? You can simply temporarily block and unblock the card for free in the app.
• You can adjust the daily limit for debit card according to your needs.
• Check your account balance even without signing in to the app using Widget.
• You can also make payments by scanning a QR code (QR payment) or cheque.
• You can use payment templates and beneficiaries saved in Online Banking also in the Smart Banking app.
• Account statements, credit card statements and other documents are available in the Documents section.
• Get an instant overview of currency rates.
• Are you searching for an UniCredit Bank ATM or branch? You can find them in the app in an instant.


How to activate the app?

We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.
Updated on
Apr 29, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location and Personal info
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.9
22.2K reviews
Matej Hudák
March 14, 2024
The application is quite slow, often lagging and the UX is not very pleasant, confusing even. Luckily, it's not my primary bank/account so I don't need to use it very often. Looks nice, I give them that, but it would help if it worked better.
Did you find this helpful?
UniCredit Bank Czech Republic and Slovakia, a.s.
March 18, 2024
Hello Matej, thank you for your feedback. We are sorry to hear that you are not satisfied with the application. We will forward your suggestions to our colleagues.
xvndrvs XIII
April 10, 2024
Push notifications are really annoying, you can't turn them off, only regarding payments. They always push you to get a loan. I don't think the use of this app is too intuitive. It took me two years to realize I can set up limits per day. It's also really annoying that most things you can't modify in app, but you have to visit the bank personally, take a note from tatrabank, you can modify most things in the app without issues 🤷🏻
Did you find this helpful?
UniCredit Bank Czech Republic and Slovakia, a.s.
April 17, 2024
We're always looking to improve your experience. Any specific incident we can look into for you? Let us know by reaching out to +421269202090. Push notifications are ther only for your information. There is no need to click and take a loan.
Martina Hladik
December 7, 2022
Dear UniCredit, I've seen the improvements, so I'm glad you aim to give us the best possible customer experience! I like the overal design! I use the application mostly to view my balance and to make payments but I would welcome to see following - my balance after each transaction, one click pay to someone favourite, be able to screenshot my account or at least page with completed payment, open saving a account, trade money/invest and to see currency calculator. Keep up the good work! Thanks.
Did you find this helpful?
UniCredit Bank Czech Republic and Slovakia, a.s.
December 7, 2022
Martina, thank you for your feedback.

What's new

What's new in the update? We have redesigned the look and feel of the information displayed on all main screens. The modern, sleek design of the new version is clearer, more visually appealing and easier to use. The redesign combines style and functionality, reflecting global mobile app design trends. Key features and information continue to appear on all screens as you have been used to.

App support